RESIDENT LIMITED CUSTOMER REPRESENTATIVE
TYPE AND CLASSES:
- 4-42 Limited Customer
Representative
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Florida Statutes 626.015
(11) defines a “LIMITED CUSTOMER
REPRESENTATIVE” as a salaried employee of the
general lines (property and casualty) agent or
agency. The customer representative transacts
insurance only in private passenger automobile
under the supervision of a licensed and
appointed general lines agent.
Application
Qualifications:
-
Complete an online
application for License and submit
appropriate fees.
Apply for license
-
Be a natural person.
-
Be a resident of the state of Florida.
-
Be a United States
citizen or legal alien who possesses a work
authorization from the United States
Immigration and Naturalization Services.
-
Be fingerprinted at
one of the Department's fingerprint sites.
(Link directly to locations and additional
information)
-
If licensed in another
state within three years, provide a Letter
of Clearance.
State Examination
Qualifications
(Must
be completed within four years of application date):
-
Successfully completed
40 hour classroom course in insurance
(Find Course); or
-
Successfully completed
a correspondence course in private passenger
auto insurance
(Find
Course); or
-
Completed at
least six months’ experience in responsible
insurance duties as a full-time employee (of
an insurer, general lines agent or agency,
etc.) in all lines except life and annuities
(Qualification and Verification Form Link);
or
-
Successfully completed
at least 6 semester hours of credit or its
equivalent in property and casualty courses
from an accredited college or university
(an official
transcript required); or
Exemptions for State
Examination
-
A letter of clearance
indicating the licensee held a property and
casualty license for at least one (1) year
in his/her home state and applying for a
license within 90 days of becoming a
resident of the State of Florida; or
-
An original letter
awarding one of the following
designations:
American
Institute for Property and Liability
Underwriters
- Chartered Property and Casualty Underwriters
(CPCU)
Insurance Institute of America -
Accredited Advisor in Insurance (AAI)
Society of Certified Insurance
Counselors - Certified Insurance Counselor
(CIC)
Independent Insurance Agents of America -
Accredited Customer Service Representative
(ACSR)
National Association of Professional
Insurance Agents - Certified Professional
Service Representative (CPSR)
Society of Certified Insurance Service
Representatives - Certified Insurance
Service Representative (CISR)
Florida Association of Insurance Agents -
Certified Customer Service Representative
(CCSR)
Accredited Postsecondary Institute in this
State - Registered
Customer Service Representative (RCSR)
Professional Career Institute -
Professional Customer Service Representative
(PCSR)
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Special Notes
Can not be employed by more that
one general lines agent or agency at any given
time and must be housed in the office of the
agent or agency.
All business transacted by the
limited customer representative must be in the
name of the agent or agency.
Can not be licensed as a general
lines agent, service representative, public
adjuster or managing general lines agent while
holding this type and class of license.
May not obtain the license to
write or handle controlled business per
Florida Statute 626.730.
Can not engage in transacting
insurance outside of the office of his/her
agent or agency.
Must be a salaried employee.
Compensation shall not include commissions and
shall not be primarily based on the production
of applications, insurance, or premiums.
