NON-RESIDENT LIFE, HEALTH AND
VARIABLE ANNUITY INSURANCE AGENT
TYPE AND CLASSES:
- 8-15 Life, Health and Variable Annuity Insurance
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Florida Statutes 626.015 (10)
defines a “LIFE INCLUDING VARIABLE ANNUITY AGENT” as an individual
representing an insurer as to life insurance and annuity contracts, including
agents appointed to transact appointed to transact life insurance,
fixed-dollar annuity contracts, or variable contracts by the same insurer.
Florida Statutes 626.015 (6)
defines a “HEALTH AGENT” as an agent representing a health maintenance
organization or, as to health insurance only, an insurer transacting health
insurance.
Florida Statutes 624.602 defines
“LIFE INSURANCE” as insurance of human lives. Life insurance is a loss
against loss due to the death of a particular person upon whose death the
insurance company agrees to pay a stated sum or income to the beneficiary.
The transaction of life insurance includes also the granting of annuity
contracts, including, but not limited to, fixed or variable annuity contracts;
the granting of endowment benefits, additional benefits in event of death or
dismemberment by accident or accidental means, additional benefits in event of
the insured’s disability; and optional modes of settlement of proceeds of life
insurance.
Florida Statutes 624.603 defines
“HEALTH INSURANCE” is defined as insurance against loss through sickness or
accidental bodily injury.
Application Qualifications:
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Complete an online application for License and submit
appropriate fees.
Apply for license
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Be a natural person at least 18 years of age.
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Must not be a resident of the state of Florida.
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Be a United States citizen or legal alien who
possesses a work authorization from the United States Immigration and
Naturalization Services.
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Not be an employee of the United States Department of
Veterans Affairs or state service office, as referred to in Section 626.833,
Florida Statutes.
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Be fingerprinted on cards provided by the Florida
Department of Financial Services. Two fingerprint cards are mailed to the
applicant.
Special
Notes
Not be a funeral director or direct disposer, or an
employee or representative thereof, or have an office in or in connection with
a funeral establishment. A funeral establishment may contract with a life
insurance agent to sell a pre-need contract as defined in Chapter 497.
Individuals who are funeral directors, direct disposers or employees of a
funeral establishment which holds a certificate of authority pursuant to
Florida Statutes 497.405 may be licensed as life insurance agents to sell only
policies of life insurance covering the expense of a prearrangement for
funeral services or merchandise so as to provide funds at the time the
services and merchandise are needed. The face amount of insurance covered by
any such policy shall not exceed $12,500.
Can only
solicit the specific lines of authority held in resident state. If the
individual physically transacts insurance in this state, the insurance company
must appoint the individual with a state appointment and a county appointment
for each county the individual wishes to transact insurance in.
