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Selecting Agents and Companies

Selecting an Insurance Agent

Most agents are reputable professionals who are trained in their areas of expertise. Insurance agents must take classes and pass tests to become licensed.

When selecting an agent, you must choose one licensed to sell insurance in Florida. You may call the Consumer Helpline toll-free at 1-800-342-2762 to verify whether a particular agent has a license to sell insurance in Florida.

Selecting an Insurance Company

As with any major purchase, shop around to get the most for your money. When selecting an insurance company, make sure it has a license to do business in Florida.
Many publications rate companies on a number of factors, such as financial data (including assets and liabilities), management operations and company history. Many companies provide access to their ratings and other information on their Web sites.

Companies that rate the financial statuses of insurance companies:

You may also call the Department of Financial Services Consumer Helpline toll-free at 1-800-342-2762 for information on an insurance company.