General Lines Agents - Adjusting Claims
Hurricane Season began June 1, and we'd like to remind general lines agents they may be able to lawfully adjust claims.
Florida Statutes s. 626.862 states:
"A licensed and appointed insurance agent may, without being licensed as an adjuster, adjust losses for the insurer represented by him or her as agent if so authorized by the insurer. The license and appointment of the agent may be suspended or revoked for violation of or misconduct prohibited by s. 626.611(1)(f)."
Public Adjusters - Are You Ready For Hurricane Season?
Hurricane Season began June 1 - NOW is the time to be sure your license is in compliance - not when a storm is heading our way! This is a short checklist to ensure your license is in good standing:
-Is your license active?
Emergency Adjusters - Your Responsibilities
In the aftermath of Hurricane Michael's landfall in October 2018, investigators checking licenses in the heavily impacted areas identified Emergency Adjusters with expired licenses from prior hurricane seasons or no license at all.
Emergency Adjusters must be licensed and appointed by an insurer or an adjusting firm to legally adjust insurance claims in Florida. Adjusters attempting to enter restricted areas after a storm without proper license credentials will be turned away. Anyone found adjusting claims without a license could be subject to administrative action and/or criminal penalties.
Emergency adjuster licenses and appointments made during previous hurricane seasons are not valid for the 2020 hurricane season. Emergency adjuster licenses are temporary in nature and do not renew. If you want to adjust claims during 2020 should a storm make landfall in Florida, you are responsible for making sure you are property licensed and appointed prior to adjusting claims. This means you should follow up with the appointing entity to ensure the appointment is active, or by verifying your appointment through the Department's Licensee Search.
Title Agencies: Data Call 2020
Title Insurance Agencies licensed at any time during Calendar Year 2019 are required filers. There are no exceptions - even if your agency closed during 2019.
The Office's reporting system called the Insurance Regulation Filing System. Here is the link: https://irfs.fldfs.com/
A How To guide is also available at: https://floir.com/siteDocuments/TitleFilingInstructions.pdf
The full template contains seven tabs:
Further instructions are available on our website at: https://www.floir.com/Office/Reporting.aspx#Title
If you have questions regarding this filing process, please email the Office at: TitleAgencyDataCall@floir.com or contact the Market Data Collections Unit at 850-413-3147. If phone lines are busy you are encouraged to send your questions by email. Your email may request that a representative from Market Data Collections call you (remember to provide your number). Calls will be returned in the order your email messages are received.
Send email to: TitleAgencyReporting@floir.com.
* CFO Patronis signed a directive delaying enforcement of the 2020 data call until September 1, 2020.*
Adjusting Firms - Registration and Designation of Adjuster in Charge is Required
Adjusting firms operating in Florida must have a current form DFS-H2-6364 (Designation/Deletion of Primary Adjuster for Adjusting Firm, and Filing of Firm, Corporation, or Business Name Change) on record with the Department. The filing is one of the requirements for all adjusting firm types, to lawfully operate an adjusting firm. An online application is being developed and we'll provide more information when its release is forthcoming.
Department licensees and consumers can access compliance information at the Division of Insurance Agent and Agency Services' web page Compliance Information. Additional information is available by license type on our Frequently Asked Questions web page.
Make Sure You Don't Miss Important Information From Us
We highly recommend licensees routinely check their MyProfile accounts for messages from the Department. We send licensees important emails to keep you informed on issues regarding application, license, continuing education, or when appointment(s) occur. We suggest adding our domains dfs.state.fl.us and MyFloridaCFO.com to your email software's Trusted or Safe Senders List to ensure you receive email notifications from us.
Update your contact information TODAY through your MyProfile account to ensure you remain informed. You are required to abide by the Florida Insurance Code regardless of whether you read the information we provide.