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Informational Bulletins and Memorandums
On this page you will find past and present Informational Bulletins and Memorandums. These documents contain important legislative and regulatory changes, which will help keep your business in compliance. All files are in Adobe Acrobat format.
2016
| Number | Description | Type | Origin | Date Issued |
|---|---|---|---|---|
| OIR-16-07M | The purpose of this memorandum is to remind insurers that Tropical Storm/​Hurricane Hermine was not declared a hurricane by the National Hurricane Center of the National Weather Service until Thursday, September 1, 2016, at 1:55 P.M. CDT. | Memorandum | OIR | October 3, 2016 |
2015
| Number | Description | Type | Origin | Date Issued |
|---|---|---|---|---|
| OIR-15-01M | The purpose of this memorandum is to remind insurers in Florida of the Unfair Insurance Trade Practices Act and its prohibition against unfair methods of competition and unfair or deceptive acts or practices pursuant to section 626.9541(z), Florida Statutes (2014). | Memorandum | OIR | February 3, 2015 |
2014
| Number | Description | Type | Origin | Date Issued |
|---|---|---|---|---|
| OIR-14-03M | Emergency Response to Panhandle Storm Victims | Memorandum | OIR | May 2, 2014 |
| OIR-14-01M | The purpose of this memorandum is to remind insurers authorized to write property & casualty or health insurance in Florida of the requirements of Section 624.128, Florida Statutes (2013), the crime victims exemption, and the Florida Crimes Compensation Act. | Memorandum | OIR | April 8, 2014 |
2013
| Number | Description | Type | Origin | Date Issued |
| OIR-13-02M | The purpose of this memorandum is to notify insurers of the legislative changes to Section 626.99, Florida Statutes enacted in Senate Bill 166 (Chapter No. 2013-163, Laws of Florida) during the 2013 Regular Session of the Florida Legislature. | Memorandum | OIR | August 30, 2013 |
2012
| Number | Description | Type | Origin | Date Issued |
| OIR-12-01M | The purpose of this memorandum is to inform Residential Property Insurers that the Uniform Mitigation Verification Inspection Form (Form OIR-B1-1802) has been revised and is effective February 1, 2012. | Memorandum | OIR | January 4, 2012 |
2011
| Number | Description | Type | Origin | Date Issued |
| OIR-11-09M | The purpose of this memorandum is to inform Florida Life and Health Insurers and Health Maintenance Organizations (HMOs) that Florida has not enacted any statutory guidance electing to use the 50 employees as the upper limit for purposes of reporting small employer Medical Loss Ratios. This memorandum supersedes informational memorandum OIR-11-06M that was issued July 25, 2011. | Memorandum | OIR | December 28, 2011 |
| OIR-11-08M | The purpose of this memorandum is to inform Florida Life and Health insurers and Health Maintenance Organizations (HMOs) of the Office’s requirement that all trend factors must be included in the actuarial memorandum in table format in each filing. | Memorandum | OIR | November 14, 2011 |
| OIR-11-07M | The purpose of this memorandum is to notify health insurers and health maintenance organizations (HMOs) of the recent amendment of the federal interim final rules relating to Internal Claims and Appeals and External Review Processes as required by the Patient Protection and Affordable Care Act (PPACA). | Memorandum | OIR | October 4, 2011 |
| OIR-11-06M | The purpose of this memorandum is to remind Florida Life and Health insurers and health maintenance organizations of the requirements of Section 627.6699, Florida Statutes, regarding the definition of "Small employer." | Memorandum | OIR | July 25, 2011 |
| OIR-11-05M | To All Residential Property Insurers in the State of Florida: Changes to the Minimum Surplus as to Policyholders' Requirements | Memorandum | OIR | July 1, 2011 |
| OIR-11-04M | To All Motor Vehicle Services Associations and P&C Companies Writing Auto Warranty: Reminder to Demonstrate Refunds Comply with Sections 634.121 and 634.282, Florida Statutes | Memorandum | OIR | April 11, 2011 |
| OIR-11-03M | To All Assessable and Surplus Lines Insurers: Citizens Property Insurance Reduced Emergency Assessment | Memorandum | OIR | April 4, 2011 |
| OIR-11-02M | To All Authorized Property and Casualty Insurers: Inform Partners in Recovery to Expedite Payment of Property Insurance Claims Following a Disaster | Memorandum | OIR | March 23, 2011 |
| OIR-11-01M | To Life and Health Insurers and HMOs: Reminder of Section 627.6487, Florida Statutes, regarding guaranteed availability of individual health insurance coverage for eligible individuals | Memorandum | OIR | February 28, 2011 |
2010
| Number | Description | Type | Origin | Date Issued |
| OIR-10-7M | To Life and Annuity Insurers: Reminder of the creation of Section 627.4605, Florida Statutes (F.S.) and the amending of Sections 627.464, 627.552 and 627.5575, F.S. as enacted in the 2010 Regular Session of the Florida Legislature | Memorandum | OIR | October 6, 2010 |
| OIR-10-6M | To Health Insurers and HMOs: Notification of the federal interim final rule relating to Internal Claims and Appeals and External Review Processes as required in the Patient Protection and Affordable Care Act (PPACA) | Memorandum | OIR | September 24, 2010 |
| OIR-10-5M | To Residential Property Insurers: Legislative Changes to the Uniform Mitigation Verification Inspection Form | Memorandum | OIR | August 4, 2010 |
| OIR-10-04M | To All Health Insurers and HMOs: Newly Established Federal Program May Provide Financial Relief for Employers Providing Health Coverage to Early Retirees | Memorandum | OIR | June 21, 2010 |
| OIR-10-03M | To All Health Insurers and HMOs: Impact of Federal Health Care Legislation | Memorandum | OIR | May 12, 2010 |
| OIR-10-02M | To All Residential Property Insurers: Revised Uniform Mitigation Verification Inspection Form and Notice of Premium Discounts for Hurricane Loss Mitigation | Memorandum | OIR | April 21, 2010 |
| OIR-10-01M | To All Property Insurers: Notice on Catastrophe Reinsurance | Memorandum | OIR | April 12, 2010 |
2009
| Number | Description | Type | Origin | Date Issued |
| DFS-04-2009 | To All Registered Sellers of Travel regarding licensure requirements to sell travel insurance and verify that the insurance company is authorized in Florida. | Bulletin | OIR | DFS |
| CMS/FLDFS Joint Letter | Letter to facility directors who serve Medicare beneficiaries regarding prohibited agent behavior. | Letter | CMS/DFS | September 21, 2009 |
| OIR-09-06M | For All Life & Health Insurers regarding legislative changes to Section Ch. 627.638, Florida Statutes, enacted in the 2009 Legislature. | Memorandum | OIR | September 16, 2009 |
| OIR-09-5M | For All Life and Health Insurers: Changes Made to Sections 627.671 and 627.6741, Florida Statutes (F.S.), regarding Medicare supplement insurance | Memorandum | OIR | August 12, 2009 |
| OIR-09-4M | For All Prepaid Limited Health Service Organizations (PLHSOs) And Health Maintenance Organizations (HMOs) Legislative Changes to Sections 636.035 and 641.315, Florida Statutes | Memorandum | OIR | July 30, 2009 |
2008
| Number | Description | Type | Origin | Date Issued |
| OIR-08-7M | New Requirements to all Life and Health Insurers Regarding Credit Life and Credit Disability Insurance | Memorandum | OIR | July 10, 2008 |
| OIR-08-5M | New Requirements for All Life and Health Insurers and All Health Maintenance Organizations Regarding Dependent Coverage | Memorandum | OIR | June 30, 2008 |
| OIR-08-4M | New Requirements to All Life and Health Insurers Regarding Long-Term Care Secondary Addressee | Memorandum | OIR | June 24, 2008 |
2007
| Number | Description | Type | Origin | Date Issued |
| DFS-12-2007 | New Requirements for ALL Title Agents and Agencies | Memorandum | DFS | October 1, 2007 |
| DFS-11-2007 | To All Insurance License Applicants: Informational Memorandum Regarding the Reduction of Fingerprinting Fees | Memorandum | DFS | September 19, 2007 |
| DFS-10-2007 | Training Requirements for Insurance Agents Selling, Soliciting or Negotiating Long-Term Care Insurance | Memorandum | DFS | August 28, 2007 |
| OIR-07-11M | Long Term Care Insurance - To All Life and Health Insurers | Memorandum | OIR | July 30, 2007 |
| OIR-07-10M | Windstorm and Contents Exclusion - To All Property and Casualty Insurers | Memorandum | OIR | July 17, 2007 |
| OIR-07-009M | Notice of New Legislation - All Health Maintenance Organizations (HMOs) - Health Maintenance Contracts | Memorandum | OIR | July 9, 2007 |
| OIR-07-08M | Unauthorized Entity Warning - To All Life and Annuities Insurers Regarding | Memorandum | OIR | April 24, 2007 |
| DFS-02-2007 | Discontinuance of 90-Day CE Reminder Letters - For All Agents and Adjusters | Memorandum | OIR | January 25, 2007 |
| DFS-01-2007 | Flood Insurance Training - For All Insurance Agents and C.E. Providers | Memorandum | OIR | January 25, 2007 |
2006
| Number | Description | Type | Origin | Date Issued |
| DFS-20-2006 | Prohibition of Conflict of Interest - To All Licensed Public Adjusters | Memorandum | DFS | September 28, 2006 |
| DFS-19-2006 | Licensing and Registration of Insurance Agencies | Memorandum | DFS | October 13, 2006 |
| No # | Course Audit Updates and Other Information of Interest to Providers | Memorandum | DFS | September 14, 2006 |
| OIR-06-16M | "Long Term Care Insurance Act," Implementation of Chapters 627.94076, 627.9407(7)(b)(c), and changes to 627.9404, F.S. - To All Life and Health Insurers | Memorandum | OIR | July 7, 2006 |
| OIR-06-14M | Life Expectancy Providers - To All Florida Licensed Viatical Settlement Providers, Brokers and Others | Memorandum | OIR | July 6, 2006 |
| OIR-06-13M | Freedom to Travel Act - To All Life and Health Insurers | Memorandum | OIR | July 6, 2006 |
| OIR-06-10M | Use of Credit Reports and Credit Scores by Insurers - To All Property and Casualty Insurers | Memorandum | OIR | May 22, 2006 |
| OIR-06-03M | Terrorism Risk Insurance Extension Act of 2005 - To All Property and Casualty Insurers | Memorandum | OIR | February 10, 2006 |
2005
| Number | Description | Type | Origin | Date Issued |
| DFS-05-001 | Marketing Medicare Part D and Medicare Advantage Plans - To All Companies and Insurance Agents | Memorandum | DFS | December 27, 2005 |
| No # | Course Offering and Roster Submission Compliance Reminder Notice - To All Continuing Education and Pre-licensing Providers | Memorandum | DFS | October 26, 2005 |
| OIR-05-017 | Reminder of Statutory Requirements Regarding Certificates of Title Upon Payment of Total Losses for Motor Vehicles and Mobile Homes - To All Property and Casualty | Memorandum | OIR | October 10, 2005 |
2003
| Number | Description | Type | Origin | Date Issued |
| DFS-03-004 | Policy Countersignature - To All Property, Casualty and Surety Insurers and General Lines Insurance Agents | Bulletin | DFS | November 12, 2003 |
| DFS-03-001 | Unlawful Inducements - To All Insurance Companies and Agents Transacting Title Insurance | Bulletin | DFS | February 26, 2003 |
| OIR-03-003 | Certificate of Insurance - To All Property and Casualty Companies | Memorandum | OIR | February 21, 2003 |
2002
| Number | Description | Type | Origin | Date Issued |
| DOI-02-001 | To All Insurance Companies and Agents Transacting Surplus Lines Insurance in Florida: Violation of Prohibition Against Charging Fees in Addition to Premium | Bulletin | DOI | April 16, 2002 |
2001
| Number | Description | Type | Origin | Date Issued |
| DOI-01-002 | Executive Order Blocking Property and Prohibiting Transactions with Persons Who Permit, Threaten to Commit, or Support Terrorism | Bulletin | DOI | October 9, 2001 |
2000
| Number | Description | Type | Origin | Date Issued |
| DOI-00-001M | To All Licensed Viatical Settlement Provider Companies and All Licensed Viatical Settlement Brokers - Notice of Requirement to Report Fraud | Memorandum | DOI | February 3, 2000 |
| DOI-00-001 | To All Property and Casualty Insurers - Wind Exclusion Endorsements | Bulletin | DOI | February 1, 2000 |
1997
| Number | Description | Type | Origin | Date Issued |
| DOI-97-007 | All Surplus Lines Agents: Eligibility Requirements for Exporting Risks | Bulletin | DOI | June 16, 1997 |
