Non-resident Surplus Lines License Reciprocity


Florida law requires that in order for a non-resident surplus lines agent to obtain a license in Florida, the applicant must hold a resident surplus lines license in his/her home state (Residents of New York are not eligible to obtain a Florida surplus lines license.)

Florida Surplus Lines Examination Exemption

A person who took and passed a surplus lines license examination in his/her home state will NOT be required to take a Florida surplus lines license examination to obtain a Florida non-resident surplus lines agent license.

The following states meet these requirements:

States That Do Meet Florida Surplus Lines Examination Exemption

AlaskaHawaiiNew JerseyUtah
ArizonaIndianaNorth CarolinaWashington
ArkansasIowaOregonWest Virginia
ColoradoLouisianaPennsylvaniaWyoming
ConnecticutMichiganSouth Carolina
GeorgiaMissouriTexas 

A person whose home state does NOT require an examination to obtain a surplus lines license will be required to pass the Florida surplus lines examination. 

States That Do Not Meet Florida Surplus Lines Examination Exemption


AlabamaKentuckyNebraskaRhode Island
CaliforniaMaineNevadaSouth Dakota
DelawareMarylandNew HampshireTennessee
District of ColumbiaMassachusettsNew MexicoVermont
IdahoMinnesotaNorth DakotaVirginia
IllinoisMississippiOhioWisconsin
KansasMontanaOklahoma