Copyright

This site is copyright ©2023 by the State of Florida, Department of Financial Services. All rights reserved. This material may not be published, reproduced, broadcast, rewritten, or redistributed without permission. In addition, pages from this site may not be presented in frames of any kind. We are glad to make these materials available to users for informational and educational purposes. However, in order to protect our rights with regard to the materials we have created, we request that you abide by the following policies. Your use of the site and any materials contained therein will constitute your acceptance of the following terms and conditions. If you do not agree to these terms of use, please do not use this site.

I. Restrictions on Use of Materials

This site is owned and operated by THE STATE OF FLORIDA, DEPARTMENT OF FINANCIAL SERVICES (referred to as "DFS" herein). No material from www.myfloridacfo.com or any Web site owned, operated, licensed or controlled by THE STATE OF FLORIDA or DFS may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may download the materials for personal, educational, or training usage as described below, provided you keep intact all copyright and other proprietary notices. Modification of the materials or use of the materials for any other purpose is a violation of THE STATE OF FLORIDA and DFS's copyright and other proprietary rights. For purposes of this Agreement, the use of any such material on any other Web site or networked computer environment is prohibited. All trademarks, service marks, and trade names are proprietary to THE STATE OF FLORIDA and DFS.

In the event you download software from the site, the software, including any files, images incorporated in or generated by the software, and data accompanying the software (collectively, the "Software") are licensed to you by THE STATE OF FLORIDA and DFS. THE STATE OF FLORIDA and DFS does not transfer title to the Software to you. You own the medium on which the Software is recorded, but THE STATE OF FLORIDA and DFS retains full and complete title to the Software, and all intellectual property rights therein. You may not redistribute, sell, decompile, reverse engineer, disassemble, or otherwise reduce the Software to a human-perceivable form.

PERSONAL, EDUCATIONAL, AND TRAINING USE

The materials contained on this site are freely available for all educational, personal, or training purposes.

You may freely make copies of, or disseminate via regular or electronic mail, materials contained on this site (such as press releases, reports, newsletters, and bulletins) for personal, educational, or training purposes. When printing any of our materials, you may not modify them in any way. The copyright notice and the URL for the document being distributed must appear on each one of the materials you print.

You may not download or reproduce our graphics or visuals separate from the documents that contain them. You may not copy and paste any information from this site into another document, unless such information is properly quoted or cited as originating from the site. All resources must be used as they appear on the site and in their entirety.

You may print and/or distribute pages of the site at no charge if the materials are for non-profit training purposes.

II. Jurisdictional Issues

Unless otherwise specified, the materials in the site are presented solely for the purpose of promoting programs, applications, and other products available in the United States, its territories, possessions, and protectorates. This site is controlled and operated by THE STATE OF FLORIDA and DFS from its offices within THE STATE OF FLORIDA, United States of America. THE STATE OF FLORIDA and DFS makes no representation that materials in the site are appropriate or available for use in other locations. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. Software from this site is further subject to United States export controls. No software from this site may be downloaded or otherwise exported or reexported (1) into (or to a national or resident of) Cuba, Iraq, Libya, North Korea, Iran, Syria, or any other country to which the U.S. has embargoed goods; or (2) to anyone on the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Commerce Department's Table of Deny Orders. By downloading or using the Software, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list.

III. Termination

This agreement is effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all STATE OF FLORIDA or DFS site(s) and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice from THE STATE OF FLORIDA and DFS if in sole discretion you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all materials obtained from this site and any and all other STATE OF FLORIDA and DFS site(s) and all copies thereof, whether made under the terms of this agreement or otherwise.

IV. Disclaimer

THE MATERIALS IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE STATE OF FLORIDA AND DFS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE STATE OF FLORIDA AND DFS DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE STATE OF FLORIDA AND DFS DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT THE STATE OF FLORIDA AND DFS) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

V. Limitation of Liability

Under no circumstances, including, but not limited to, negligence, shall THE STATE OF FLORIDA and DFS be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if THE STATE OF FLORIDA and DFS or a STATE OF FLORIDA and DFS authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall THE STATE OF FLORIDA and DFS's total liability to you for all damages, losses, and causes of action (whether in contract, tort (including, but not limited to, negligence), or otherwise) exceed the amount paid by you, if any, for accessing this site.

VI. Other

This agreement shall be governed by and construed in accordance with the laws of THE STATE OF FLORIDA, without giving effect to any principles of conflicts of law. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between the parties relating to the subject matter herein and shall not be modified except in writing, signed by both parties.

PUBLIC RECORDS

It is the policy of the State of Florida that all state, county, and municipal records are open for personal inspection and copying by any person. Under Florida law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity. Instead, contact this office by phone or in writing. Communications with state, county, and municipal entities, regardless of the form or means of transmission, are subject to disclosure under the terms of Florida's public records law.