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Renters' Insurance Overview


Renters' insurance covers you against financial loss if your personal property (contents) is damaged or destroyed from a covered peril. A peril is something that causes or may cause injury, loss, or destruction, such as a fire, tornado, or hurricane. A list of normally covered perils is included under the “coverage” section. In some cases flood coverage may be added by endorsement to your renter’s policy. If your company doesn’t provide flood coverage for your personal property, a separate policy can be purchased. If you are interested in coverage for flood, you should consult your agent.

Although we have discussed some of the coverage available in this overview, insurance contracts vary between insurance companies so you should always review the coverage provided in your own policy to determine whether you have the coverage you need. It’s too late to obtain additional coverage after a loss has occurred.

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Renters' Insurance
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