Employer Coverage Requirements
Is My Employer Required To Have Coverage?
Click below to find out if your employer is required by law to have workers’ compensation coverage.
Employers Required To Have Coverage
- If your employer is in an industry, other than construction, and has four (4) or more employees, full-time or part-time, your employer is required to carry workers' compensation coverage (an exempted corporate officer does not count as an employee).
- If your employer is in the construction industry, and has one (1) or more employees (including him/herself), your employer is required to carry workers' compensation coverage (an exempted corporate officer or member of a limited liability company
does not count as an employee).
- If your employer is a state or local government, your employer is required to carry workers' compensation coverage.
- If your employer is a farmer, and has more than five (5) regular employees and/or twelve (12) or more other workers for seasonal agricultural labor lasting thirty (30) days or more, your employer is required to carry workers' compensation coverage.
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