The National Association of Insurance Commissioners (NAIC) currently provides the Life Insurance Policy Locator service to assist consumers and family members in locating life insurance policies and annuity contracts of a deceased family member. The service is a free online tool that was launched in 2016 and is available on the NAIC’s website.

Upon submission of a request to obtain life insurance policy information, the NAIC asks participating companies to search their records to determine whether they have a life insurance policy or annuity contract in the name of the deceased individual.

If a life insurance policy is located, the insurance company will respond to the requestor, if that individual is the designated beneficiary or is authorized to receive the policy information.

NAIC Life Insurance Policy Locator

The Division of Workers' Compensation Proof of Coverage search allows you to verify  the entities you do business with have proper workers' compensation insurance coverage. If an individual you've hired to perform work on your property does not have proper coverage, you could be held responsible for any injury or damage that occurs. This could include bodily injury to an individual or even damage caused to neighboring properties.

Never allow a contractor to inspect your property, including your roof, until you have verified that they are a licensed, reputable contractor with proper workers' compensation coverage. Contractors should be willing to provide you with evidence of their Certificates of Insurance for General Liability and Workers’ Compensation.

Division of Workers' Compensation Proof of Coverage Search

The Florida Department of Financial Services’ Division of Insurance Agent and Agency Services provides a Licensee Search Database for consumers to verify if an individual is licensed as an insurance professional in the state of Florida.

To verify an insurance professional's license: LicenseeSearch.FLDFS.com

The Florida Office of Insurance Regulation (OIR) licenses and regulates insurance companies operating in Florida to promote a stable and competitive insurance market while maintaining protections for consumers. The OIR provides an Active Company Search tool for consumers to verify the status of insurance companies and obtain full names, business addresses, and identifying information for companies/entities doing business in the State of Florida. 

Florida Office of Insurance Regulation Active Company Search

The Florida Department of Business & Professional Regulation (DBPR) licenses and regulates businesses and professionals in Florida. Professionals that require a license through DBPR include the construction industry, home inspectors and electrical contractors. For a complete list of services that require a Department of Business & Professional Regulation license, please review the DBPR's resource: Services Requiring a DBPR License. 

To verify a contractor's license: Verify a License - www.MyFloridaLicense.com

The Florida Department of State Division of Corporations provides consumers with Sunbiz.org, an online tool to search for businesses registered in Florida. Sunbiz.org allows you to verify a business, corporation or LLC is registered with the state of Florida and provides useful information on the business including the registered business name, registered agent and company address.

To verify a business is registered with the Florida Department of State: Sunbiz.org