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CONSUMER OUTREACH & EDUCATION

As an educated and informed consumer, you can serve as your best advocate.

This is why ICA Tasha Carter prioritizes consumer education on insurance matters. Being knowledgeable about insurance empowers you to make informed decisions. You understand the insurance products being offered to you and are able to make a decision on the product that best meets you and your family’s needs. You are aware of the insurance claims process and know what to expect. For many, filing a homeowners insurance claim, for example, is a once in a lifetime occurrence and you may be unfamiliar with the process. As your advocate, ICA Tasha Carter focuses on educating you on the process and outlining the expectations.

The more knowledgeable you are as an insurance consumer:

  • the less likely you are to fall victim to insurance scams
  • the more apt you are to prepare and protect your property with the proper coverage
  • the savvier you are with navigating the claims process if needed


Consumer Education Programs

Plan Prepare Protect: Are You Disaster Ready?

Plan Prepare Protect: Are You Disaster Ready?

Tropical storms and hurricanes are an inescapable part of life in Florida. While you can’t avoid disasters altogether, you can take steps to ensure you’re prepared to withstand the storm and recover as soon as possible. ICA Carter’s Plan Prepare Protect: Are You Disaster Ready? initiative provides actionable steps to equip you for the impact a storm can have on you and your family’s life. Plan Prepare Protect: Are You Disaster Ready? is your preparedness portal for tips, statistics, pertinent updates and resources – all to help you successfully weather the storm.

Demolish Contractor Fraud: Steps to Avoid Falling Victim

Demolish Contractor Fraud: Steps to Avoid Falling Victim

ICA Carter's Demolish Contractor Fraud: Steps to Avoid Falling Victim initiative addresses one of the biggest contributors to increased insurance rates - fraud. Understanding how contractor solicitation fraud works and being equipped with the signs to spot contractor fraud can help you protect yourself from becoming a victim.  Demolish Contractor Fraud: Steps to Avoid Falling Victim includes an overview of contractor fraud and its impact, a consumer education resource collection and a consumer experience section detailing stories of contractor fraud committed against Florida consumers. 

Consumer Education Resources

Alternative Dispute Resolution Options: A Guide to Resolving Insurance Claim Disputes Prior to Legal Action

Alternative Dispute Resolution Options

A guide to your options resolving insurance claim disputes prior to taking legal action.

Spanish  |  Creole

Applying for Automobile Insurance

Applying For Automobile Insurance

A comprehensive guide of everything you need to know when obtaining automobile insurance.

Spanish  |  Creole

Applying for Homeowners Insurance

Applying For Homeowners Insurance

A comprehensive guide of everything you need to know when obtaining homeowners insurance. 

Spanish  |  Creole

Benefits of Having Insurance Guide - PDF

Benefits of Having Insurance

An overview of the different types of insurance and how each can protect you and your family.

Spanish  |  Creole

Consumer Resource Guide

Consumer Resource Guide

A reference of insurance-related agencies and organizations available to help.

Spanish  |   Creole


Disaster Preparation Checklist Brochure

Disaster Preparation Checklist

With the threat of a tropical storm, hurricane or other disaster, preparation is vital.

Disaster Recovery Checklist

Disaster Recovery Checklist

There are some immediate, pertinent actions to take to secure your safety and begin your insurance claims process as quickly as possible after a disaster.

Flood Insurance - Anywhere It Rains, It Can Flood: The Importance of Flood Insurance

Flood Insurance: Anywhere It Rains, It Can Flood

Learn the importance of having flood insurance coverage in Florida, even if your home is not located in a flood zone. 

Spanish  |  Creole

Flood Insurance - Know What To Do After A Flood Guide

Flood Insurance: Know What To Do After A Flood

Guidance and direction regarding flooding, the flood insurance claims process, and resources to obtain additional flood information.

Spanish  |  Creole

Flood Insurance - Myths & Facts Guide

Flood Insurance: Myths & Facts

Flood Insurance myths and the facts that disprove them to ensure you have properly protected one of your greatest assets.   

Spanish Creole

 

Food Spoilage Coverage on Your Homeowners Insurance Policy

Food Spoilage Coverage on Your Homeowners Insurance Policy

Frequently Asked Questions regarding homeowners insurance policy food spoilage coverage after a disaster or power outage.

Spanish Creole

Homeowner Claims Bill of Rights Guide

Homeowner Claims Bill of Rights

An overview of your rights and responsibilities as a homeowners insurance policyholder in the insurance claims process.

Spanish  |  Creole


Pack Your Bags: Your Guide to Travel Insurance

Pack Your Bags: Your Guide to Travel Insurance

Travel insurance protects your financial investment in your trip and can prevent extra costs that can occur when traveling.

Spanish  |  Creole

Protecting Your Business: Business Interruption Coverage

Protecting Your Business: Business Interruption Coverage

Learn how to provide your business relief, stability and assistance during temporary closures.

Spanish  |  Creole

Working with a Public Adjuster Consumer Tips Guide

Working With A Public Adjuster

An overview of your legal rights when working with a Public Adjuster and the Public Adjuster's responsibilities.

Insurance Fraud Resources

Demolish Contractor Fraud: Consumer Tips

Demolish Contractor Fraud: 
Consumer Tips

These tips can help ensure you’re working with a licensed, legitimate contractor and to avoid falling victim to a contractor scam.

Spanish  |  Creole

Demolish Contractor Fraud: Red Flags

Demolish Contractor Fraud:
Red Flags

Review these Red Flags to help protect yourself from potentially fraudulent contractors. 

Spanish  |  Creole

Don't Be A Victim! Prevent Contractor Fraud & Abuse Guide (ICA + APCIA Partnership)

Don't Be A Victim! Prevent Contractor Fraud & Abuse

Helpful tips to reduce your chance of being victimized by a contractor looking to commit insurance fraud or scam you out of your money.

Spanish  |  Creole

Insurance Fraud and Scams Brochure

Insurance Fraud and Scams 

Beware and protect yourself from these insurance fraud schemes and scams.

Spanish  |  Creole

Just The Facts: Statistics on Insurance Fraud

Just The Facts: Statistics on Insurance Fraud

An infographic on insurance fraud statistics including contractor fraud. 

Spanish  |  Creole

Contact Your ICA


Tasha Carter

Florida's Insurance Consumer Advocate
Office of the Insurance Consumer Advocate
200 East Gaines Street, Tallahassee, FL 32399
Phone: (850) 413-5923
Email: YourFLVoice@MyFloridaCFO.com

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