Florida's Hurricane Deductible
Are you aware if you have windstorm/hurricane coverage on your homeowners’ policy, you may also have a separate hurricane deductible? Do you know how a hurricane deductible impacts your claim? Do you know when it applies to a claim?
Florida laws are very specific regarding when the hurricane deductible applies, for what duration of time and how many times it can be applied in a calendar year. Review the resources below to better understand how a hurricane deductible can impact your claim.
Please note: When a hurricane deductible is applied, no other deductible under the policy may be applied.