Scams
Agent Signed Up Consumer For Life Insurance Policies Without Consent
A Palm Beach county woman contacted the Department of Financial Services about two life insurance policies under her name and her husband's name. Both policies were purchased without their consent. After contacting the Department, the insurance company canceled both policies and issued a premium refund. If you feel you have been enrolled in a life insurance policy without your authorization, contact the Florida Department of Financial Services immediately at 1-877-MY-FL-CFO (693-5236).
- Date Reported: Jul 1, 2025
- County/Counties Where Scam Occured: Palm Beach
- Type of Scam: Insurance - Life
Unauthorized Life Insurance Policy
The Department of Financial Services received a complaint from a consumer whoe received a letter regarding a new life insurance policy that he did not apply for. The policy documents had several inaccuracies including the consumer's address and the policy beneficiary was listed as his spouse when they were unknown to him. The company canceled the policy in response to the Department's inquiry. If you feel you have been illegally enrolled in a life insurance policy, contact the Florida Department of Financial Services immediately at 1-877-MY-FL-CFO (693-5236).
- Date Reported: Aug 29, 2025
- County/Counties Where Scam Occured: Seminole
- Type of Scam: Identity Theft Insurance - Life
Falsified Life Insurance Application
The Department of Financial Services received a complaint from a consumer of unapproved enrollment in an Americo Financial life insurance policy that they never signed up for. The consumer stated that their personal information was improperly used to apply for the policy. If you feel you have been unlawfully enrolled in a life insurance policy, contact the Florida Department of Financial Services at 1-877-MY-FL-CFO (693-5236).
- Date Reported: Dec 16, 2024
- County/Counties Where Scam Occured: Broward
- Type of Scam: Spoof/Impersonation Insurance - Life Physical Mail
Company Contacted Consumer About Unauthorized Life Insurance Policy
A consumer was contacted by an insurance company regarding an unauthorized life insurance policy enrollment in his name. After reporting it to the Department of Financial Services, the insurance company canceled the policy and terminated the appointment of the broker. If you feel you have been enrolled in an unauthorized life insurance policy, contact the Florida Department of Financial Services immediately at 1-877-MY-FL-CFO (693-5236).
- Date Reported: Aug 21, 2025
- County/Counties Where Scam Occured:
- Type of Scam: Insurance - Life
